Global Payments – Commerce and Payment Trends Report, 2025

The main theme of the report is trends in commerce and payments for 2025, focusing on how payment systems can become a tool for business differentiation.

Key findings include six major trends such as the impact of generative AI, unified commerce, the adoption of embedded payments in B2B, new tools for ensuring digital security and combating fraud, the role of POS as a service point, and the development of payment orchestration. These trends highlight how payment technologies can transform business operations and improve consumer interactions.