AXA – Future Risks Report, 2024

The 2024 AXA Future Risks Report identifies the top global risks, highlighting the increasing sense of vulnerability and the essential role of insurers in managing these risks. Based on responses from over 23,000 experts and general respondents across 50+ countries, the report ranks climate change as the most pressing risk for the third year in a row, followed by geopolitical instability and cybersecurity concerns. The study also includes risks related to artificial intelligence, social tensions, resource scarcity, and financial stability. This year's report underscores the critical role of insurers in addressing both new and evolving challenges, with 91% of experts recognizing the importance of insurance in supporting global resilience. The report also draws attention to the dangers of misinformation, especially during election-heavy years, where the spread of false information amplifies risks and public concerns.