BOC Research Institute – Global Banking Industry Outlook, Nov 2024

The main theme of the report concerns the prospects for the development of the global banking industry in 2025 amid changes in monetary policy and the political landscape. The report anticipates increased uncertainty in the operating environment, challenges to profit growth, ongoing divergence in expansion, a serious risk situation, and relatively stable capital adequacy. The Chinese banking industry will continue to play a key role in financing the real economy, focusing on risk management and strengthening the foundation of profit and capital. The report also examines the impact of policy changes on the global banking industry, capital replenishment by major Chinese commercial banks, the impact of policy packages on the net interest margin of China's banking industry, and the expansion of pilot projects for AIC equity investments.