Capgemini – World Life Insurance Report, 2026

The main theme of the report is the need for transformation in the life insurance industry to make it more relevant to consumers under 40.

Key findings include the necessity to shift from traditional life insurance to 'insurance for life' offering immediate value. It acknowledges the importance of life insurance to 68% of consumers under 40, but highlights low adoption due to outdated offerings. The report emphasizes the need for personalization, flexible offerings, and continuous delivery of tangible value. Recommendations include the adoption of technology, strategic partnerships, and innovations in product design and distribution strategies for sustainable growth.