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Deloitte โ€“ Shaping the Future of Payments: Trends and Insights for 2025

Summary

The main theme of the report is the analysis of future trends in the payment sector up to 2025.

Key findings include five main trends: Transition from cash to digital payments such as credit cards and P2P; Expansion of regulation to non-bank institutions, changing the composition of payment market participants; Expansion of 'buy now, pay later' (BNPL) schemes into new industries; Increasing influence of integrated software vendors (ISV) on small and medium businesses; Use of artificial intelligence to improve fraud prevention models.

Region: Global 
Published: December 2025 
Author(s): Deloitte 
Language: English 
Tech drivers: AI Blockchain Mobile Social Media 
Social drivers: Diversity and equality Pandemics 
Geopolitical drivers: Economic conditions Regulatory changes 
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