Ernst & Young – Global Insurance Outlook, 2025

The report by Ernst & Young "Global Insurance Outlook 2025" explores the evolving landscape of the insurance industry in the context of shifting global dynamics and technological advancements. The report highlights the strong growth prospects for the US due to its favorable business environment, while Europe faces challenges from a fragmented political landscape. Insurers are under increasing pressure to address societal challenges such as economic inequality and the retirement savings gap. The report also emphasizes the need for strategic use of data and AI to drive transformative growth and improve decision-making. Additionally, it discusses the impact of autonomous vehicles and smart homes on personal insurance lines and outlines opportunities for growth in life insurance through product innovation and diversified distribution.