Finextra – The Future of Payments 2025: Digital, Instant, Profitable

Finextra's report, "The Future of Payments 2025: Digital, Instant, Profitable," explores the rapid transformation of the global payments landscape, driven by technological advancements and evolving regulations. The report delves into the evolution of instant payments, highlighting their increasing adoption and the challenges associated with fraud prevention and liquidity management. It examines the modernization of correspondent banking and cross-border payments, emphasizing the potential of blockchain and Central Bank Digital Currencies (CBDCs) to revolutionize these areas. The study also addresses upcoming EU payments legislation, such as PSD3 and PSR, and their anticipated impact on the industry. Additionally, it discusses the role of artificial intelligence, tokenized assets, and other technological innovations in reshaping the payments sector. The report underscores the importance of balancing user-friendly interfaces with robust security measures to ensure a seamless and secure payment experience.