Kearney – The New Money Layer: Five Insights into the Future of Stablecoins
The main theme of the document is the future of stablecoins and their role in financial infrastructure.
Stablecoins are digital currencies pegged to fiat money, most often the US dollar. Unlike other cryptocurrencies, stablecoins provide price stability through reserves in liquid and low-risk assets. They offer unique opportunities such as open interoperability, settlement flexibility, and integration with decentralized ecosystems. The programmability of stablecoins allows for the implementation of new automated solutions in treasury, payments, and capital markets. Major financial and payment companies like Visa, Mastercard, JPMorgan, BBVA, Santander, PayPal, and Stripe are showing interest in stablecoins and integrating them into their systems.
