KPMG – Partnering for Payment Modernization: How Leading Banks and Retailers Are Unlocking the Future of Payments

This report explores the rapid modernization of the payments ecosystem driven by digital currencies and artificial intelligence (AI).

It highlights how partnerships between banks, retailers, technology providers, regulators, fintech startups, and consumers are essential to keep pace with these changes. The report is based on a global survey of 500 banking leaders and 500 retail executives, emphasizing the transformative impact of digital currencies, distributed ledger technology, and AI on payment systems and purchasing patterns.