KPMG – Pulse of Fintech, 1H 2025

Summary

The main theme of the report is a global analysis of fintech funding for the first half of 2025.

Key findings include strategic investments in fintech due to the global geopolitical situation, growth in AI-focused fintech investments, and a total fintech investment volume of $44.7 billion in the first half of 2025, down from $54.2 billion in the second half of 2024. There was a significant decline in M&A and PE activity, with the Americas attracting more than half of global fintech investments, followed by EMEA and ASPAC. Digital assets and currencies, as well as AI-focused fintech, garnered the most interest.

Region: Global

Published: August 2025

Author(s): KPMG

Language: English

Tech drivers: AI Blockchain Cybersecurity and privacy Metaverse & Web3 Mobile Quantum Computing Standards and interoperability

Social drivers: Sustainability and ethics

Geopolitical drivers: Economic conditions Political instability and conflicts Regulatory changes Workforce availability

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