KPMG – Pulse of Fintech H2 2025

Summary

The report analyzes global fintech funding trends for the second half of 2025 and the full year.

After three years of declining investment, fintech investment rebounded in 2025, rising from $95.5 billion in 2024 to $116 billion in 2025. Deal volume fell to an eight-year low of 4,719 deals in 2025, but improving exit environments are expected to boost deal activity. Regional investment breakdown for 2025 includes Americas $66.5 billion, EMEA $29.2 billion, and ASPAC $9.3 billion. Digital assets investment nearly doubled to $19.1 billion, driven by regulatory developments like the GENIUS Act in the US and strong IPO activity. AI-focused fintechs attracted $16.8 billion in investment, with growing interest in sustainable AI solutions. Overall, fintech investment is recovering with increased capital deployment and renewed investor confidence, especially in digital assets and AI sectors.

Region: Global

Published: February 2026

Author(s): KPMG

Language: English

Tech drivers: AI Blockchain Cybersecurity and privacy Mobile Quantum Computing Standards and interoperability

Social drivers: Sustainability and ethics

Geopolitical drivers: Economic conditions Political instability and conflicts Regulatory changes Supply chains disruption Workforce availability

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