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McKinsey – AI in Asia: Reimagining Banking Operations Through Agentic AI

Summary

This report explores how agentic AI is transforming banking operations across Asia.

It highlights the potential of AI-led operational transformations to revitalize financial institutions by overcoming traditional challenges and outdated technology. The report discusses how AI can improve processing speed, customer experience, fraud detection, and complaint management. It also emphasizes the need for a bold vision, the right talent, operating model, technology stack, and strong change management to successfully implement AI transformations in banking.

Region: Asia 
Published: April 2026 
Author(s): McKinsey 
Language: English 
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