Monzo – Monzo Bank Holding Group Limited Annual Report, 2025

Summary

This annual report covers Monzo's financial and operational performance for the year ending March 31, 2025.

It includes strategic reports, financial reviews, governance, risk management, sustainability efforts, and non-financial information. The report highlights a profit before tax of £53.4m excluding the impact of a secondary share sale and notes a change in the financial year-end resulting in a 13-month reporting period for comparability.

Region: United Kingdom

Published: April 2026

Author(s): Monzo

Language: English

Tech drivers: AI Mobile Quantum Computing

Social drivers: Diversity and equality Pandemics Sustainability and ethics

Geopolitical drivers: Economic conditions Regulatory changes Workforce availability

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