MPAI – Digitalisation and Financial Inclusion for the Next 100 Million

The document focuses on digitalisation and financial inclusion aimed at bringing the next 100 million users in India.

It examines the current state of digitalisation and financial inclusion, the history of digital financial inclusion in India, the use of technology to improve financial inclusion, as well as key challenges and recommendations in this area. The document discusses access to banking services, microfinance, digital payments, infrastructure for digital payment acceptance, social protection and direct cash transfers, and barriers to digital financial inclusion. It also considers the use of new technologies such as AI and CBDCs to enhance financial inclusion.