S&P Global – Global Banks Country-By-Country Outlook, 2025

S&P Global's "Global Banks Country-By-Country Outlook 2025: Cautiously Confident" provides a comprehensive analysis of the banking sector's projected stability across various countries in 2025. The report highlights that easing inflation is expected to assist borrowers and alleviate stress in sectors like commercial real estate. It also emphasizes the resilience of banks in managing potential downside risks, including those associated with regime changes in the U.S. The study underscores the importance of digitalization, artificial intelligence, climate change, and cybersecurity as evolving factors that will challenge business models and risk management, while also presenting opportunities for growth.