The Worldpay Global Payments Report 2025 highlights the evolving landscape of consumer transactions, with mobile devices becoming the primary tool for shopping and payments.
The growth of digital payments, driven by fintech giants like Alibaba and Apple, has revolutionized the industry, with digital wallets and buy now pay later options becoming increasingly popular. Despite the rise of digital payment methods, traditional cards have proven to be resilient, maintaining relevance in the market. Real-time account-to-account payments have also emerged as a critical infrastructure for consumer payments, with their value expected to continue growing in the coming years. While cash usage has steadily declined, it still finds a place in some customer transactions, indicating a gradual shift towards a cashless society. Overall, the report forecasts a continued growth in digital payments and a significant role for cards in the global consumer payment landscape by 2030.