IMA – Real Estate Market Update, 3Q 2025

The real estate market shows resilience despite economic fluctuations.

Property in disaster-prone areas is losing value. Traditional flood risk assessment methods are becoming ineffective due to changing climate conditions. An active hurricane season is forecasted, which may impact the real estate market. Property insurance rates in coastal and fire-prone areas are decreasing, while rates in non-disaster-prone regions are starting to rise. Competition in the property insurance market is intensifying.