The main theme of the report is related to the analysis of the automotive market, including data on consumer spending, sales of new and used cars, as well as interest rates on car loans.
Key findings include: an increase in consumer spending at the end of 2024 and the beginning of 2025; a decline in the consumer sentiment index at the beginning of 2025; a sharp increase in sales of new and used cars at the beginning of 2025; a decrease in the share of loans with low interest rates and 0% loans; a decrease in average car loan rates in March and April 2025; a decrease in the supply of new and used cars compared to 2024.