Capgemini – World Corporate and Investment Banking Report, 2026

The World Corporate and Investment Banking Report 2026 explores the current state and future of the corporate and investment banking industry.

The report highlights that the industry is at a critical inflection point with growth momentum leveling off and significant regional performance differences. It notes that less than 25% of corporate and financial clients experience integrated, real-time, personalized banking services. Non-bank fintechs are rapidly increasing competition, while legacy banks face challenges from aging technology, cyber-resilience, and compliance pressures. Early adopters of technology modernization, ecosystem strengthening, operating model redesign, and AI integration gain advantages such as deeper client engagement, higher fee income, faster onboarding, richer analytics, and lower costs. The future successful model will be client-centric, combining regulatory strength with secure, scalable digital experiences, requiring fundamental changes in operating models, technology, data, AI governance, and culture.