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IMA – Property & Casualty Insurance Pricing & Market Update, 3Q 2025

Summary

The main topic of the report is the analysis of the property and casualty insurance market in the USA in 2025.

Key findings include market stabilization after a prolonged period of challenging conditions, a slowdown in premium growth, and improved underwriting results. The expected return on equity is around 10% in 2025, with an overall positive outlook for the industry and high ratings for most insurers.

Region: Global 
Published: August 2025 
Author(s): IMA 
Language: English 
Tech drivers: AI 
Geopolitical drivers: Economic conditions 
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