Strategy& – Payments and Open Banking Survey, May 2025
Summary
The main theme of the report concerns payments and open banking in Europe.
The report explores aspects of consumer behavior regarding payments and open banking. It discusses changes in the European payment landscape, including topics such as banks' openness to collaboration with non-bank providers, the growth of cashless transactions, and the need to review transactions through various providers. Key initiatives and regulations such as PSD3/PSR/FIDA are mentioned, as well as the development of central bank digital currencies (CBDC) in different countries.
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